What States do you offer coverage? 45 state capabilities for non-admitted “A”-rated insurance companies! We can offer several alternatives to meet your needs. We cannot offer coverage in the Greater New York area and property coverages for coastal exposures. Our program can write single location commercial properties, low-mid rise apartment dwellings, strip shopping centers, hotels, motels, restaurants where sales from Alcohol are not the majority of the receipts. Multiple locations are not a problem. We offer a commercial general liability, lessors’ risk and commercial property including business interruption. Our commissions range from 10% to 12.5% depending on the product and the account size. We are happy to discuss fair compensation. Absolutely! Our underwriting team is always looking for creative ways to offer the best price to our insureds. We understand the need to find solutions, not create obstacles when it comes to coverage. Yes! With the use of non-admitted policies our underwriting team is eager to craft the right coverage for the exposure, present a fair price and meet the needs of the agent and their client.